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Here’s How Much Being Ticketed Will Hike Car Insurance Rates, Study Shows
A new study by TheZebra.com has shed light on the alarming impact of moving violations on auto insurance premiums. The findings are a stark reminder that driving recklessly or breaking traffic laws can have severe financial consequences.
According to the report, getting a hit-and-run ticket will result in an astonishing 82.2% increase in annual insurance rates, which translates to a staggering $1,209 hike. This is by far the most expensive moving violation on the list.
The second most costly infraction is refusing a breathalyzer test, with a rate hike of 74.1%, resulting in a whopping $1,089 additional expense.
Other egregious offenses that can significantly increase insurance costs include DUI (73.9%), racing (73.7%), reckless driving (70.4%), and driving with a suspended license (62.4%).
Conversely, it is crucial to maintain a clean driving record by avoiding moving violations at all costs. This means being mindful of speed limits, coming to a complete stop at red lights, and never getting behind the wheel after consuming excessive amounts of alcohol.
The study’s findings also highlight the importance of shopping around for insurance quotes from multiple carriers to find the best possible rate. Additionally, motorists should consider adjusting their coverage options by increasing deductibles or dropping add-ons like roadside assistance and rental car reimbursement to minimize premium increases.
It is essential to maintain a spotless driving record to avoid the financial burdens associated with moving violations.
Source: http://www.forbes.com
