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Ripple (XRP) and Stellar (XLM) Now Align with SWIFT gpi. Here’s how
July 16, 2025 – Tobi Loba
In a recent tweet, crypto investor Mr. Man highlighted the evolving alignment between emerging blockchain technologies and traditional financial infrastructure, drawing attention to assets that are positioning themselves as crucial components of the next generation of payment systems.
His analysis coincides with institutional developments documented in a recent U.S. Federal Reserve report, which emphasizes the shift toward standardized messaging standards for wire transfers.
According to Mr. Man, Ripple (XRP) and Stellar (XLM) have strategically aligned with SWIFT’s Global Payments Innovation (gpi) and ISO 20022 frameworks. These protocols are being adopted globally by central banks and domestic clearing systems.
Ripple’s architecture supports liquidity bridging across borders, while Stellar is optimized for remittance use cases with compliance requirements.
Mr. Man notes that Stronghold (SHX) already operates within the U.S. financial system as a registered participant under NACHA, the organization governing the ACH network. SHX facilitates token-to-bank routing over established rails, allowing it to act as a practical solution for real-time asset conversion in compliance-focused environments.
Furthermore, Ripple and Stellar have now aligned with SWIFT gpi, ISO 20022, and central bank use cases. Stronghold (SHX) is already registered under NACHA and operates over ACH rails.
This development coincides with the Federal Reserve’s conclusion that adopting ISO 20022 will enable financial institutions to meet evolving regulatory requirements, reduce operational costs, and bring innovative products to market.
Mr. Man believes that a standardized infrastructure enables scalable, compliant innovation which he views as essential for the next generation of financial networks.
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Source: timestabloid.com
