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Trump Eyes Crypto for U.S. Retirement Plans – VC Calls It ‘Huge Unlock’
In a recent update, it has been reported that United States President Donald Trump is considering an executive order to open up retirement funds (401(k) plans) to alternative investments, including cryptocurrency and gold. This move could potentially further boost the crypto market, according to a venture capital partner.
Currently, retirement plans mainly focus on index funds and stocks as investment options. If Trump’s plan comes into effect, a portion of employees’ retirement savings can be directed towards crypto investments. This update was anticipated following the Department of Labor’s May 2025 announcement that it would rescind a Biden-era warning to fiduciaries regarding extreme care when engaging with crypto in 401(k) plans.
The regulator’s statement read: “We’re rolling back this overreach and making it clear that investment decisions should be made by fiduciaries, not D.C. bureaucrats.” In addition to cryptocurrency and gold, the report also mentioned infrastructure bonds, private equity, and other assets as potential alternatives in retirement portfolios.
This development aligns with Trump’s broader pro-crypto shift and goals. Under his presidency, the Securities and Exchange Commission (SEC) has rolled back enforcement actions against major crypto platforms, while the Federal Reserve has relaxed access to traditional banking for cryptocurrencies. Even the U.S. housing market agency has endorsed Bitcoin and other digital assets as a consideration during mortgage applications.
Omar Kanji, an investment partner at crypto-focused venture capital firm Dragonfly, described Trump’s potential executive order as a “huge unlock” for cryptocurrency. According to him, if crypto captures just a 1% allocation from retirement accounts, this would translate to approximately $90 billion in new investments.
While the move could be seen as a positive development by many, there are also concerns about the high volatility of cryptocurrency, which could pose a risk factor for employees’ retirement plans. It remains to be seen whether Trump will proceed with his proposed plan.
Source: ambcrypto.com
