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**Title:** Personal finance expert shares the five New Year’s resolutions Britons MUST make if they want to become better at handling their money
As the clock strikes midnight on December 31, millions of Britons will be reflecting on the past year and setting goals for the next. But when it comes to personal finance, there are certain resolutions that are crucial for achieving long-term financial stability.
In an exclusive interview with Daily Mail, a leading personal finance expert has shared the top five New Year’s resolutions that individuals must make if they want to become better at handling their money in 2024.
**Resolution 1: Start tracking your expenses**
According to our expert, the first step towards financial wellness is to take control of your spending habits. “You can’t manage what you don’t measure,” says the expert. “Keep a record of every single transaction for a month – it will be an eye-opener!”
**Resolution 2: Pay off high-interest debt**
It’s no secret that debt can be debilitating, and our expert emphasizes the importance of tackling those credit cards and loans with exorbitant interest rates. “Don’t let debt become a prison sentence,” advises the expert.
**Resolution 3: Build an emergency fund**
The expert stresses the importance of having a cushion to fall back on in case of unexpected expenses or financial emergencies. “You never know when disaster might strike – be prepared!”
**Resolution 4: Invest wisely and responsibly**
In this volatile market, our expert urges individuals to take a cautious approach when it comes to investing. “Don’t risk your entire nest egg on a whim – diversify and educate yourself before making any major decisions.”
**Resolution 5: Educate yourself on financial literacy**
Finally, the expert emphasizes the importance of staying informed about personal finance best practices. “You can’t make good choices without understanding the basics,” cautions our expert.
As we welcome in the new year, it’s essential to prioritize these resolutions and commit to making positive changes that will benefit your wallet – and mental well-being – for years to come.
This article is based on the provided data and aims to provide a clear and concise message about what personal finance resolutions are most important.
Source: www.dailymail.co.uk
